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Terms of Service

Last Updated: April 28, 2025

Introduction

1. Welcome to NovaPride Financial Services. These Terms of Service ("Terms") govern your use of our website, mobile applications, and financial services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

Eligibility

2. You must be at least 18 years old and capable of forming a legally binding contract to use our Services. By using our Services, you represent and warrant that you meet these requirements.

Account Registration

3. To access certain features of our Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

Privacy

4. Your privacy is important to us. Our Privacy Policy describes how we collect, use, and disclose information about you. By using our Services, you consent to our collection, use, and disclosure of information as described in our Privacy Policy.

User Conduct

5. You agree not to use our Services in any way that:

  • Violates any applicable law or regulation
  • Infringes the rights of others
  • Is harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable
  • Involves sending illegal or unauthorized marketing communications
  • Involves any automatic, unauthorized program, algorithm, or methodology which may interfere with the proper functioning of our Services

Intellectual Property

6. Our Services and their contents, including but not limited to text, graphics, images, logos, and software, are owned by NovaPride or its licensors and are protected by intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our Services without our prior written consent.

Termination

7. We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use our Services will immediately cease.

Disclaimers

8. Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our Services will be uninterrupted, secure, or error-free.

Limitation of Liability

9. To the maximum extent permitted by law, NovaPride shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of our Services.

Changes to Terms

10. We may modify these Terms at any time. If we make material changes, we will provide notice as appropriate, such as by displaying a prominent notice on our Services or by sending you an email. Your continued use of our Services after such notice constitutes your acceptance of the modified Terms.

Governing Law

11. These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

If you have any questions about these Terms, please contact us at [email protected].